Why are you whining about inflation when you know you can’t change it?
Do you believe you’ve hit your financial ceiling?
Can you go a week without spending money on something stupid?
Let’s address the objections right from the start.
“Oh you don’t know what it’s like, life is hard”
“Easy for you to say”
“I don’t have time”
“I don’t have energy”
“Let me spend my money how I want”
Numbing is a choice.
So is change.
One delays the pain.
The other ends it.
You’ve got a phone, Wi-Fi, and more opportunity at your fingertips than any generation in history.
You’re not under-informed.
You’re over-distracted.
The content you consume is keeping you broke, dependent, and weak.
Everywhere you look, people are complaining:
- News headlines scream about the “cost of living crisis.”
- Friends moan that they can’t afford a house, groceries, or even a night out.
- Social media is flooded with posts about how unfair it all is.
Most people stop at “I can’t afford that.”
Almost no one asks, “How can I afford that?”
Because that question requires responsibility.
It forces action.
And action means discomfort.
So you choose to stay stuck.
It’s easier to blame the economy than to upgrade your place in it.
It’s easier to say, “things are just tough right now,” than to build a skill that makes you more money.
It’s easier to cut back on things you enjoy than to increase your earning power.
And yet—most people won’t even do that.
So ask yourself:
Is it really a cost of living crisis?
Or is it a cost of spending crisis?
No one forces you to spend your money the way you do.
People don’t like hearing that.
Because if they admitted they were in control, they’d have to own their choices.
And the truth is—most people aren’t happy with their choices.
You have a bigger effect on your life than any government, politician, or policy ever will.
I don’t care what your excuse is.
If you complain about the cost of life but refuse to change your circumstances, then you’ve chosen this life.
No one is coming to save you.
No government.
No interest rate cut.
No Inflation decrease.
No lucky break.
No perfect opportunity.
Before you convince yourself that “it’s too hard,” before you start believing “I’m just unlucky” or “there’s nothing I can do”…
Let me remind you of something:
You are reading this on a device that gives you infinite resources at your fingertips.
More information than entire generations before you ever had access to.
Yet, you spend more time watching others succeed than building your own success.
You say you can’t afford to invest in yourself—But you had no hesitation subscribing to your distractions.
Netflix.
Uber Eats.
Another round of drinks.
The dopamine hits feel good in the moment.
But they’re costing you your future.
If this upsets you—good.
That means, deep down, you know I’m right.
Now, let’s fix it.
Your First Step to Fixing This
Do this right now—before you scroll past and forget.
1️⃣ Open your banking app.
2️⃣ Look at your last 30 days of transactions.
3️⃣ Write down every time you spent money on something that didn’t serve your future.
I’ll do it with you:
📦 Amazon junk I didn’t need – $138
💊 Forgot to cancel a subscription – $90
🍕 Uber Eats (twice in one week) – $40
💰 PayPal “Buy Now, Regret Later” Instalments – $280
🚀 Crypto investment – Maybe good long-term… maybe just a dopamine hit.
One account.
Over $500.
Gone.
Could’ve been spent on my future.
Didn’t even notice.
So ask yourself:
How much have you lost this month without even realising it?
Flip the Script
Now do this:
- Write down three things you wasted money on this month.
- Write down three things you could’ve spent that money—or time—on that would’ve made your life better.
That’s the cost of staying broke.
$40 on Uber Eats could’ve been:
- A book that rewires how you think
- A course that builds a new skill
- A domain name for your own business
But you didn’t buy your future.
You bought temporary comfort.
You’re not here to feel guilty.
You’re here to wake the fuck up.
Because here’s the truth:
If you don’t master your money, it will master you.
Every wasted dollar is a vote for the life you say you don’t want.
And most people?
They’ll read this and nod, before going back to buying shit they don’t need to escape a life they refuse to change.
But you’re not most people.
If you were, you wouldn’t still be reading this.
So here’s your move:
👉 Reply to this email (or comment on the video) with:
- One expense you’re cutting.
- One way you’re reinvesting that money into your future.
Whoever sends the best response will receive a personalised strategy written by me to make that money back this month.
No fluff.
No hype.
Just direction.
This is your first step toward financial self-respect.
If you don’t take it, don’t expect anything to change.
Your future is being built, one transaction at a time.
Choose wisely.
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